ABS housing finance falls 5.4% as investors retreat
ABS data shows 134,225 new dwelling loans in June 2026 quarter, down 5.4%, as investors pull back hardest and first-home buyers borrow bigger.
A newsletter breaking down AI research, technology, and Australian property in plain English
Australian property and economic analysis — house prices, construction, lending and the forces that move the market, explained without jargon.
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ABS data shows 134,225 new dwelling loans in June 2026 quarter, down 5.4%, as investors pull back hardest and first-home buyers borrow bigger.
ABS building approvals rose 7.2% to 18,328 in June 2026, with houses up 15.8% year-on-year while multi-unit dwellings fell 1.5%, the stock renters need
More than half of Australians surveyed by the RBA think higher interest rates push inflation up, not down, and it changes how monetary policy actually
Headline inflation fell to 3.8% on 29 July, yet services and non-tradables inflation both rose and the trimmed mean did not move. Our ten-driver framework crossed its hike boundary by 0.03 — with the four strongest objections to that reading set out in full.
The June 2026 quarter CPI landed on 29 July with two structural changes: earlier monthly releases from February 2027 and no mid-year weight update
Australia's Wage Price Index rose 3.3% in the year to March 2026, but private sector pay slowed to 3.2% as new home loans fell 6.2%.
The Australia Institute asks why wages lag productivity. The answer reaches every mortgage application and rent payment in the country.
Brisbane's decades-long boom is cooling and the balance of power is shifting from sellers to buyers, as new home loans fall 6.2% nationally.
Australia’s next interest rate decision is 2:30pm, 11 August 2026. An independent, source-linked framework reads the public data as HOLD at 4.35% — with a live hike risk.
ABS building approvals data for May 2026 shows total dwellings down 1.1% but private houses up 2.8% — a widening split between houses and units that reshapes wh
Wages growth held at 3.3% through the year to March 2026, ABS data confirms, while new home loans fell 6.2% — what it means for borrowers, renters and the RBA.
Chief economist Sarah Hunter says the RBA must adapt to more frequent global supply disruptions — reshaping the rate path every mortgage holder faces.