Productivity grows, wages lag: Australia's housing squeeze
The Australia Institute asks why wages lag productivity. The answer reaches every mortgage application and rent payment in the country.
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Australian property and economic analysis — house prices, construction, lending and the forces that move the market, explained for decision-makers.
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The Australia Institute asks why wages lag productivity. The answer reaches every mortgage application and rent payment in the country.
Brisbane's decades-long boom is cooling and the balance of power is shifting from sellers to buyers, as new home loans fall 6.2% nationally.
Australia’s next interest rate decision is 2:30pm, 11 August 2026. An independent, source-linked framework reads the public data as HOLD at 4.35% — with a live hike risk.
ABS building approvals data for May 2026 shows total dwellings down 1.1% but private houses up 2.8% — a widening split between houses and units that reshapes wh
Wages growth held at 3.3% through the year to March 2026, ABS data confirms, while new home loans fell 6.2% — what it means for borrowers, renters and the RBA.
Chief economist Sarah Hunter says the RBA must adapt to more frequent global supply disruptions — reshaping the rate path every mortgage holder faces.
The median Sydney dwelling has slipped to $1.222m as rate hikes and budget uncertainty accelerate falls. Here's who's most exposed.
National home values slipped 0.4% in June as Sydney led a quarterly decline of 3.2%. HSBC says the correction is 'just the beginning'.
Auction clearance rates are softening and economists expect modest declines, but arrears remain low and the wealth effect may not bite yet.